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We are closely associated with independent consultants, who operate the latest drone, 3-D mapping and videographic technology. They deliver the images through a private portal in real time, if required, via online media platforms. This technology was trialled in BVI after Hurricane Irma.
We are an independent consultancy practice, which operates under a non-exclusive agreement with Sedgwick International Ltd out of London. We are free to take on work for others, such as insurance companies, policyholders, law firms and the like to provide assistance in quantifying losses.
Trevor Cameron has over 40 years of experience in the handling of claims of almost every kind under property and liability policies through working and living in the UK and overseas on all continents. Cameron Claims & Surveys will endure through the family involvement and our connections with Depiqd Ltd, Echo Alfa Ltd, and various independent adjusting associations.
'It is our fervent belief that the best opportunity to gather evidence on any insurance loss is immediately after the event, or as soon as possible thereafter. In property, catastrophe and construction losses, the traditional methods of taking notes and still photographs are now insufficient. In this technological era, prompt deployment of surveyors to site with the resources to gather the evidence in a medium that will endure throughout the life of the claim is more critical than ever. So as well as using conventional methods, say for smaller losses, we would always recommend the use of drones and internal 360-degree videographic data-gathering for the larger and more complex losses that will endure through the claim settlement process or even until the case comes to trial if need be when the evidence will be as fresh and irrefutable even years later.
We are closely associated with independent consultants, who operate the latest drone, 3-D mapping and videographic technology. They deliver the images through a private portal in real time, if required, via online media platforms. This technology was trialled in BVI after Hurricane Irma.
We are an independent consultancy practice, which operates under a non-exclusive agreement with Sedgwick International Ltd out of London. We are free to take on work for others, such as insurance companies, policyholders, law firms and the like to provide assistance in quantifying losses.
Trevor Cameron has over 40 years of experience in the handling of claims of almost every kind under property and liability policies through working and living in the UK and overseas on all continents. Cameron Claims & Surveys will endure through the family involvement and our connections with Depiqd Ltd, Echo Alfa Ltd, and various independent adjusting associations.
'It is our fervent belief that the best opportunity to gather evidence on any insurance loss is immediately after the event, or as soon as possible thereafter. In property, catastrophe and construction losses, the traditional methods of taking notes and still photographs are now insufficient. In this technological era, prompt deployment of surveyors to site with the resources to gather the evidence in a medium that will endure throughout the life of the claim is more critical than ever. So as well as using conventional methods, say for smaller losses, we would always recommend the use of drones and internal 360-degree videographic data-gathering for the larger and more complex losses that will endure through the claim settlement process or even until the case comes to trial if need be when the evidence will be as fresh and irrefutable even years later.
Our Expertise
Claim checking and verification
Bordereau preparation
Risk Analysis surveys
Drone site surveys and 3-D mapping
Commercial claims handling
Insurance claims’ preparation and presentation
Report proofing, editing and formatting for London Market
Quantification and audits of losses for Insurers and the Legal profession
Our People
Trevor has been in loss adjusting for many years. After basic training and gaining CILA status , most of his experience has been gained as a home-foreign adjuster, travelling from a London base , after regional postings overseas that included Malaysia, S. Africa, Argentina, the Caribbean, Miami and Christchurch, New Zealand.
He has dealt with most classes of property and liability business throughout the world, but with a particular focus on Construction and Builder's Risks claims. Trevor has extensive handling and management experience of hurricane catastrophes in locations such as the Bahamas, St Kitts, USVI, BVI and Puerto Rico, as well as the major earthquake catastrophes in Christchurch, NZ 2010-11.
He has handled insurance claims brought under Contingency policies, including Robbery & Terrorism, Medical Malpractice, Jewellers Block and Bankers Blanket Bond.
Alasdair has over ten years of adjusting experience, gained at two international adjusting companies working closely with Trevor. His experience in the insurance industry has been substantially focussed on property and liability claims, with particular emphasis on Construction and Erection All Risks claims. on major infrastructure projects, such as Crossrail and Copenhagen Metro inter alia.
However, he handled a large volume of domestic and commercial claims following Hurricanes in the Caribbean and Oman. He now has a large book of construction busines on projects in Tanzania, Ethiopia and a Builders Risk account in the USA. The COVID19 lockdown has provided him with a speight of claim notifications in respect of losses alleged to arise from Coronavirus contamination of project sites.
Also a Co-Founder and Director of Cameron Claims, Kelsey has been intrinsically involved in the development of our electronic Database Management Software, which trades separately as Philofacts Ltd, offering online and off-line systems to claims handlers who want more than a spreadsheet at a cost to suit their budgets. See: www.philofacts.co.uk.
Alex, also a co-founder of the Company, provides professional photographic and 3-dimensional drone services respectively via his consultancies Depiqd Ltd and Echoalfa Ltd. They both have a working knowledge of the Loss adjusting industry and Alex has provided damage survey services in the Caribbean and UK for International Loss Adjusters and international forensic scientists.
Both are CAA-qualified drone pilots. They use large DJI drones and state-of-the-art software to optimise the quality of the hi-resolution video-capture and provide blow-up stills, as well as very accurate dimensions and measurements and 3-D mapping. If a picture paints a thousand words, video images tell the whole story and could be the difference between an amicable settlement and a bitter and expensive court case.
With unequivocal video footage of the site conditions, dimensions and construction, as well as the specific damage, gathered as soon as possible after the event, disputes can be minimised. Traditionally, Catastrophe Adjusters work on a short-stint, rotational basis; frequent changes of adjuster every 6-weeks or so can be unhelpful and cause confusion, which can give rise to bad faith suits in US territories. Besides, hurricanes are annual events and repeat damage year-on-year has been known to arise; such evidence-capture is invaluable for comparative purposes.
Our Background
In 2016, CCS was approached by Cunningham Lindsey International Ltd (CLI) to join them under a non-exclusive agreement to act as claims consultants and help develop Home Foreign business out of the London Insurance Market.
CLI was then acquired in 2019 by the US giant, Sedgwick, but CCS continued to flourish, handling major losses in India, Iran and the Caribbean.
Trevor Cameron helped Advanta win various major civil infrastructure projects, such as Copenhagen Cityringen Metro, as well as a share of the prestigious Crossrail Project in London and the Red Line Metro Project in Tel Aviv, Israel. Having lost the Tel Aviv Project through our move to work with CLI, we were recently able to recover it for Sedgwick and we are now actively involved in handling and managing claims in conjunction with our new associates there and London Reinsurers. We have also been nominated on the later phases in Tel Aviv, which will continue for a further 8-10 years.
Hurricanes Maria and Irma in the Caribbean in 2017 gave rise to months of intense work under possibly the worst conditions in living memory occasioned by these two intense Category 5 storms within two weeks of each other. During this period, we were able to deploy Alex and Adam Howard-Dobson, of EchoAlfa Ltd to carry out drone surveys of major and complex properties that were extremely difficult to access from the seaward elevations, in particular or from the ground in quite mountainous topography.
We intend to develop our business using the latest technology, such as large Mavic drones, mounted with HD Red video-cameras that can gather and feed live data through a custom-built portal via YouTube and other such video channels for direct viewing and online exchnages with the client.
We perform 360-degree internal photographic surveys, which allow us to examine the entire interior of the structure and its contents etc whereas photographs are not always all-inclusive.
360-degree Surveys, High Res Video Capture & 3-D Mapping
It is one of our fervent beliefs that the opportunity to gather evidence on any loss is immediately after the event, or as soon as possible thereafter. The traditional methodology of gathering evidence simply through note-taking and photographic stills to support the analysis of cause, quantum and subrogation enquiries has not been so assiduously observed in recent times. Often, due to late notification by the Policyholder, we are appointed well after the site has been cleared and vital evidence removed. Technological advances in 3-dimensional, videographic data-gathering have become an essential aspect of our work and we have the skills available in-house to ensure we deliver an unequivocal and permanent record of the loss site, which the passage of time will not erase. Our non-exclusive agreement with Sedgwick gives us the freedom to take assignments either through Sedgwick, or to act independently, provided there are no conflicts of interest.
We will handle claims on a standard or desk-top basis, or simply provide claims advice as consultants on Policy coverage issues. We can provide report-proofing and editing services to overseas customers, whose reports in English might inadvertently betray their meaning and which can be corrected before being presented into the London Market.
We have experience in catastrophe claims all over the world.
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07921 824740
info@cameronclaims.co.uk
Head Office
Epsilon House
West Road
Ipswich
Suffolk IP3 9FJ
An independent firm of Insurance Loss Adjusters, specialising in construction, Property, Catastrophe and Liability claims and Risk Surveys.